
Protecting Florida Families & Businesses for Over 30 Years
Independent agents. Top-rated carriers. Personalized service.
Personal Insurance
Home, Auto, Flood, Umbrella & more
Explore CoverageBusiness Insurance
Liability, Workers Comp, Commercial Property & more
Explore CoverageTrusted Carriers We Represent
























Personal Insurance Solutions
Comprehensive coverage to protect what matters most.
Home Insurance
Protect your most valuable asset with comprehensive homeowners coverage.
Learn MoreAuto Insurance
Reliable auto coverage with competitive rates from top-rated carriers.
Learn MoreFlood Insurance
Essential flood protection for Florida homeowners — don't wait for storm season.
Learn MoreRenters Insurance
Affordable coverage for your personal belongings and liability.
Learn MoreUmbrella Insurance
Extra liability protection beyond your home and auto policies.
Learn MoreWatercraft Insurance
Coverage for boats, jet skis, and personal watercraft.
Learn More30+
Years Protecting Florida
20+
Top-Rated Carriers
Same Day
Quote Turnaround
Business Insurance Solutions
Protect your business, your employees, and your livelihood.
General Liability
Foundational coverage protecting your business from third-party claims.
Learn MoreWorkers Compensation
Protect your employees and meet Florida's workers comp requirements.
Learn MoreCommercial Property
Safeguard your building, equipment, inventory and business assets.
Learn MoreBusiness Owners Policy
Bundled coverage combining property and liability at a great value.
Learn MoreCommercial Auto
Fleet and business vehicle coverage tailored to your operations.
Learn MoreCyber Liability
Protect against data breaches, ransomware and cyber threats.
Learn MoreInsurance by Industry
Specialized coverage for Florida's key industries.
Why Choose Greene & Associates?
“We don’t work for the insurance company — we work for you.”
Independent Agency
Access to dozens of top-rated carriers means we find the best coverage at the best price — for you, not the insurance company.
Local & Accessible
Based right here in Lake City, FL. When you call, you get a real person who knows your name.
30+ Years Experience
Three decades of protecting Florida families and businesses. We know this market inside and out.
Personal Service
You're never just a policy number. We take the time to understand your needs and find the right fit.
Serving Businesses & Families Across Florida
Headquartered in Lake City and proudly serving Jacksonville, Orlando, Tampa, Miami, Gainesville, Tallahassee, and communities throughout North, Central, and South Florida. Your local independent agent with statewide reach.
What Our Clients Say
“Greene & Associates saved us thousands on our commercial policy. They actually shopped around and found us better coverage for less.”
Local Business Owner
HVAC Business Owner · Lake City, FL
“After the storm, Joe was on the phone with us the same day helping us file our claim. You can't beat that kind of service.”
Sarah T.
Homeowner · Columbia County, FL
“We've been with Greene & Associates for over 15 years. They handle all of our personal and business policies. Wouldn't go anywhere else.”
Robert K.
Long-time Client · Lake City, FL
Need Commercial Insurance?
Get a free, no-obligation quote today. We'll find the right coverage for your business.
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