Motorcycle, RV & Off-Road Insurance
Comprehensive coverage for motorcycles, RVs, ATVs, and off-road vehicles in Florida. Protect your ride with Greene & Associates.
What's Covered?
Protect your vehicle, yourself, and your passengers with comprehensive coverage.
Liability Coverage
Covers bodily injury and property damage you cause to others. Required by law in Florida for motorcycles and recommended for all vehicles.
Collision Coverage
Pays for damage to your vehicle if you collide with another vehicle or object, regardless of who's at fault.
Comprehensive Coverage
Protects against theft, vandalism, fire, weather damage, and other non-collision losses. Especially important for expensive bikes and RVs.
Accessories & Equipment
Covers custom parts, aftermarket upgrades, and equipment like saddlebags, GPS units, and specialty exhaust systems.
Roadside Assistance
Towing, fuel delivery, flat tire service, and lockout assistance. Essential for long trips and remote riding areas.
Passenger Coverage
Medical payments and liability protection for passengers on your motorcycle or in your RV.
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We shop multiple carriers to find you the best rate on motorcycle, RV, and off-road vehicle insurance.
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Florida-Specific Requirements & Considerations
Frequently Asked Questions
Do I need insurance for my motorcycle in Florida?
Yes, if you're riding on public roads. Florida requires minimum liability coverage of $10,000 bodily injury per person and $20,000 per accident. However, these minimums are often not enough — we recommend higher limits plus comprehensive and collision coverage to protect your investment.
Is ATV or dirt bike insurance required in Florida?
No, if you're riding only on private property. But if you ride on public roads, trails, or state parks, insurance is highly recommended and may be required. Even on private land, insurance protects you from theft, damage, and liability if someone gets hurt.
How much does RV insurance cost?
It varies widely based on the type of RV, its value, how you use it, and your coverage limits. Travel trailer insurance can start as low as $200-400/year, while full-coverage Class A motorhome insurance may cost $1,000-3,000+ annually. We shop multiple carriers to find your best rate.
What's the difference between motorcycle insurance and regular auto insurance?
Motorcycle insurance is tailored to the unique risks of riding — higher injury severity, seasonal use, custom parts, and gear coverage. Rates are calculated differently, and coverages like accessory coverage and passenger liability are more important. You can't use a regular auto policy for a motorcycle.
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